Insurance and vision plan assistance at Appelman Eye Associates

Insurance & Vision Plans

We help you understand and use your vision and medical benefits so your visit feels clear from the start.

Coverage Support

Know what to expect before your eye care visit.

Our team works with many vision and medical insurance plans, and we help you understand how your benefits may apply to exams, medical eye care, contact lenses, and eyewear.

Share your insurance information when you schedule and we will do our best to verify eligibility and explain your options before your appointment.

Patient reviewing insurance and vision plan information

Verify Benefits

We check eligibility whenever possible so you have a clearer picture before your visit.

Explain Coverage

Our staff helps explain copays, deductibles, allowances, and what may be billed to each plan.

Apply Benefits

We help apply eligible benefits toward exams, contact lens services, frames, and lenses.

Relaxed patient enjoying clear expectations about insurance coverage

Vision vs. Medical

The right plan depends on the reason for your visit.

Many patients have both a vision plan and medical insurance. Routine exams and materials often use vision benefits, while symptoms or medical diagnoses may be billed to medical insurance.

  • Vision plans often help with routine exams, glasses, contacts, and material allowances.
  • Medical insurance may apply to diabetes, infections, injuries, red eyes, glaucoma, cataracts, or other eye health concerns.
  • Every plan is different, so final coverage is always determined by your insurance company.

Accepted Plans

Plans commonly seen in our office.

If you do not see your plan listed, contact us. We can review your information and explain how your benefits may apply.

  • Medicare
  • BlueCross BlueShield
  • EyeMed
  • VSP
  • Aetna
  • United Healthcare
  • Cigna
  • Superior Vision
  • Spectera
  • Davis Vision
  • Anthem Blue Cross Blue Shield
  • VBA
  • and MORE
medicare
bcbs-bluecrossblueshield
eyemed
vsp
aetna
unitedhealthcare
cigna
superiorvision
spectera
davisvision
anthembluecrossbluesheild
vba
andmore

Before You Arrive

A smoother visit starts with a few details.

  1. Bring your cards Please bring your vision and medical insurance cards, a photo ID, and any referral or authorization your plan requires.
  2. Tell us your visit reason Symptoms, diagnoses, or routine-care needs help us determine which plan may apply.
  3. Ask about materials We can help review benefits for frames, lenses, contact lens fittings, and eligible FSA or HSA purchases.
Appelman Eye Associates 100 Piper Hill Dr. Suite D St. Peters, MO 63376 Phone: (636) 928-3937

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